12 Best Books On Personal Finance, According To Experts

If you want to get more out of your money, the best way to do it is to get advice from money experts.

Our best books on personal finance are all written by people with substantial expertise and a solid track record of making money work for them.

Why Didn’t They Teach Me This In School
by Cary Siegel

Cary Siegel has worked in finance all his life and this excellent personal finance text focuses on his 99 principles and 8 money lessons that everyone should learn in high school but probably didn’t.

The book was originally written for his children but when they realized how powerful the advice was, he agreed to share it with the wider world.

You can grab a copy online here.

Broke Millennial: Stop Scraping By And Get Your Financial Life Together
by Erin Lowry

Erin Lowry is all about teaching people how to “get your financial life together” which is often abbreviated to GYFLT on social media.

The target audience is 20-something millennials but if you’re just starting out on your personal finance journey then you’re never too old to get something out of this book.

You can grab a copy online here.

The Total Money Makeover: Classic Edition
by Dave Ramsey

It’s probably not possible to have a list of anything related to personal finance without a nod to Dave Ramsey. He’s written a few books but the essential one is The Total Money Maker.

This is plain spoken, well intentioned advice, that really cuts to the chase when it comes to improving your finances.

You can grab a copy online here.

Rich Dad, Poor Dad
by Robert Kiyosaki

This is the ideal introduction to the concepts of “assets and liabilities” and while it’s true that Robert Kiyosaki, might have been better off following the “Rich Dad’s” advice in his own life it doesn’t change that this is an extraordinarily good way to learn an important lesson.

The most recent version has been given a major overhaul too with a lot of new sections.

You can grab a copy online here.

Your Money Or Your Life
by Vicki Robin & Joe Dominguez

“How much money are you willing to trade your life for?” That’s the question that this book tries to help you answer, so that you can ensure that you get what you need out of life.

If you’re hoping to gain financial independence and retire early, this is a great place to start and it’s a very practical and intelligent roadmap to doing so without going to extremes.

You can grab a copy online here.

Money A to Z
by Scott Alan Turner

This is the perfect book to teach children the essential concepts of personal finance from. In fact, it was written for Scott’s own children and then rolled out to the wider world.

It’s a great way to teach financial ethics and discipline without coming over as preachy and heavy going for young minds.

You can grab a copy online here.

The Automatic Millionaire
by David Bach

Everyone wants to be a millionaire, but not everyone gets to be one. David Bach argues that everyone could be a millionaire if they just knew how to take control of their finances.

He uses the example of a couple earning just $55,000 between them, with kids and all other commitments and shows how they (and you) could easily have $1 million in the bank when they retire.

You can grab a copy online here.

Set For Life
by Scott Trench

Scott Trench is the owner of Bigger Pockets, a real estate investing site and his book begins by helping you understand that the most important thing you can learn is how to save.

Without savings you can’t make investments or grow your wealth. And Scott wants to show you how savings can help you go from nothing to not having to work in a relatively short time frame.

You can grab a copy online here.

The Little Book Of Common Sense Investing
by John C Bogle

John’s mission is simple, it’s to teach people that common sense says “put your money into mutual funds” rather than buying stocks individually.

He shows how tracking the market, will, over time, provide better returns than trying to beat the market.

You can grab a copy online here.

The One-Page Financial Plan
by Carl Richards

If you want to take a complicated topic and make it easy, then getting a one-page financial plan is probably the way to go.

This book removes all the mysteries of personal finance and helps you build a plan you can stick to which is not, in the slightest bit, complicated or intimidating.

You can grab a copy online here.

Smart Women, Finish Rich
by David Bach

David coined the idea that giving up a daily coffee in Starbucks would save someone over $1,000 a year, call it the “latte factor” if you like.

This book is a hugely pragmatic examination of personal finance that can help you go from broke to wealthy. And while it’s aimed at women, men will learn more than enough to keep them hooked too.

You can grab a copy online here.

The Recovering Spender
by Lauren Greutman

If you find you’re always spending too much then Lauren’s story of overcoming a shopping addiction may help you get that under control.

You can grab a copy online here.